Review of Seven Corners Travel Insurance 2024

Seven Corners Travel Insurance Seven Corners offers a range of unique travel insurance plans for U.S. residents, non-U.S. residents and traveling groups. While some of the company’s plans are geared to trips that take place in the United States, others are for international trips or even for frequent travelers who need coverage for multiple travel plans over the course of a year. Standout features of Seven Corners travel insurance plans include relatively high coverage amounts for emergency medical expenses and medical evacuation as well as optional coverage options for rental cars, sports and golf equipment rentals, and ticket registration fees. For example, the Seven Corners Trip Protection Choice plan for individual trips covers groups of up to 10 travelers and comes with up to $500,000 in primary coverage for emergency medical expenses and up to $1 million in primary coverage for emergency medical evacuation and repatriation of remains. This plan also comes with a waiver for preexisting medical conditions if purchased within 20 days of making an initial trip payment. Some Seven Corners plans also let travelers buy cancel for any reason (CFAR) coverage that lets them get reimbursement for eligible prepaid travel expenses if they cannot travel for any reason, as well as interruption for any reason (IFAR) coverage that reimburses prepaid expenses when a trip is interrupted for a reason beyond the traveler’s control. Both CFAR and IFAR coverage offered through Seven Corners will reimburse insured trip costs up to 75%, which is higher than some other travel insurance companies offer. If you’re curious about the coverage Seven Corners has to offer and what the company’s plans might cost, read on for an overview of plans from this provider, travel insurance quotes and recent customer reviews. Seven Corners Travel Insurance Plans Seven Corners offers travel insurance for U.S. residents and groups for domestic and international trips. It also offers travel medical insurance for visitors to the USA who are not citizens. Seven Corners’ Trip Protection Choice plan (above) is its highest-rated plan according to Forbes Advisor’s ratings of the best travel insurance. Seven Corners’ Trip Protection Basic plan: This travel plan offers $100,000 in emergency medical coverage and $250,000 in medical evacuation coverage. It also includes $600 per person in travel delay coverage and the option to upgrade with “cancel for any reason” and “interruption for any reason” coverage. Travel Medical Excluding USA Basic and Choice: Seven Corners offers travel medical insurance for international trips up to 364 days. These plans act like short-term health insurance coverage for you while you are on trips outside the U.S. That means they have deductibles and cover routine care, urgent and emergency care, among other types of treatments. You can choose a maximum benefit amount ranging from $50,000 to $5 million if you are age 64 or younger.  Travelers ages 65 to 79 can choose $50,000 or $100,000; for those over 80 you get and $10,000. Travel Medical Including USA Basic and Plus plans from Seven Corners are for non-U.S. visitors to the States. They provide travel medical expense coverage for those here on trips up to 364 days. The Travel Medical Basic and Travel Medical Plus plans offer maximum coverage of $50,000 to $1 million for travelers up to age 69, $50,000 or $100,000 for those age 70 to 79 and $10,000 for travelers age 80 and older. The Plus plan reimburses 90% of the first $10,000 in covered expenses for out-of-network care, compared to 80% for the Basic plan. Cost of Seven Corners Travel Insurance Plans Travel benefits vary among Seven Corners’ travel insurance plans and so does pricing for each plan. Travel insurance costs generally vary by your age and trip cost. Here are examples of prices for Seven Corners’ Trip Protection Choice plan. Travelers And Trip Cost Per Trip For The Trip Protection Choice Plan Two travelers age 30, $3,000 trip cost, traveling to Mexico for 8 days $158 Two travelers age 40, $6,000 trip cost, traveling to Italy for 17 days $368 Family with two parents age 40 and two children, $15,000 trip cost, traveling to Italy for 17 days $368 Family with two parents age 40 and two children, $15,000 trip cost, traveling to France for 17 days $788 Family with two parents age 40 and two children, $15,000 trip cost, traveling to U.K. for 17 days $788 Two travelers age 65, $6,000 trip cost, traveling to the Italy for 17 days $788 Two travelers age 70, $3,000 trip cost, traveling to the Mexico for 8 days $286 Does Seven Corners Have 24/7 Travel Assistance? Seven Corners travel insurance plans come with 24/7 travel assistance. Seven Corners Assist can help with: What’s Not Covered by Seven Corners Travel Insurance? Every travel insurance plan contains exclusions and it’s a good idea to review the fine print so that you’re aware of what your plan doesn’t cover. Here are some examples of exclusions in the RoundTrip Choice plan: How To File a Claim with Seven Corners At Seven Corners, you can file a claim by mail, fax, phone or through the Seven Corners mobile app. Be sure you have the supporting documentation you’ll need for completing the claim. Seven Corners Travel Insurance for Individual Trips Seven Corners offers several travel insurance plans for different types of trips. For example, travelers can opt for single-trip plans that cover trips within the U.S. and abroad, or they can purchase an annual plan that covers eligible trips that take place over the course of a year. The charts below highlight the major benefits included with plans from this provider. TRIP PROTECTION BASIC TRIP PROTECTION CHOICE Trip cancellation Up to 100% of prepaid travel expenses (up to $30,000 per person) Up to 100% of prepaid travel expenses (up to $100,000 per person) Trip interruption Up to 100% of prepaid travel expenses Up to 150% of prepaid travel expenses Trip delay (at least 6 hours) Up to $200 per day per person (maximum of $600) Up to $250 per day per person (maximum of $2,000) Missed tour or cruise connection (at least 3 hours) … Continue reading Review of Seven Corners Travel Insurance 2024